Get Identity

Get Identity

Returns account owner information from the institution, including names, emails, phone numbers, and addresses, for all permissioned accounts associated with a link. This information will appear in the owners list in the accounts object.

Some fields may be empty, if not provided by the institution.

Note that this endpoint does not trigger a fetch of owner information from the institution; it merely returns owner information that has already been fetched, either because prefetch was requested when the link was created, or because of an on-demand update. To force a check for new/updated owner information, you must use the /products endpoint.

If you have requested prefetch or an on-demand update, you should check the refreshed_at date for this product in the returned response, and compare that against the previous refreshed_at date, which you can get from any previous response for this or any other account or link request. If the refreshed_at date has not increased, then updated data is not yet available.

URL

GET
/links/{id}/identity
Request
curl --request GET \
  --url 'https://api.moneykit.com/links/[id]/identity?account_ids=SOME_ARRAY_VALUE' \
  --header 'Authorization: Bearer REPLACE_BEARER_TOKEN'
const options = {method: 'GET', headers: {Authorization: 'Bearer REPLACE_BEARER_TOKEN'}};

fetch('https://api.moneykit.com/links/[id]/identity?account_ids=SOME_ARRAY_VALUE', options)
  .then(response => response.json())
  .then(response => console.log(response))
  .catch(err => console.error(err));
import requests

url = "https://api.moneykit.com/links/[id]/identity"

querystring = {"account_ids":"SOME_ARRAY_VALUE"}

headers = {"Authorization": "Bearer REPLACE_BEARER_TOKEN"}

response = requests.request("GET", url, headers=headers, params=querystring)

print(response.text)
package main

import (
	"fmt"
	"net/http"
	"io/ioutil"
)

func main() {

	url := "https://api.moneykit.com/links/[id]/identity?account_ids=SOME_ARRAY_VALUE"

	req, _ := http.NewRequest("GET", url, nil)

	req.Header.Add("Authorization", "Bearer REPLACE_BEARER_TOKEN")

	res, _ := http.DefaultClient.Do(req)

	defer res.Body.Close()
	body, _ := ioutil.ReadAll(res.Body)

	fmt.Println(res)
	fmt.Println(string(body))

}
require 'uri'
require 'net/http'
require 'openssl'

url = URI("https://api.moneykit.com/links/[id]/identity?account_ids=SOME_ARRAY_VALUE")

http = Net::HTTP.new(url.host, url.port)
http.use_ssl = true
http.verify_mode = OpenSSL::SSL::VERIFY_NONE

request = Net::HTTP::Get.new(url)
request["Authorization"] = 'Bearer REPLACE_BEARER_TOKEN'

response = http.request(request)
puts response.read_body
import Foundation

let headers = ["Authorization": "Bearer REPLACE_BEARER_TOKEN"]

let request = NSMutableURLRequest(url: NSURL(string: "https://api.moneykit.com/links/[id]/identity?account_ids=SOME_ARRAY_VALUE")! as URL,
                                        cachePolicy: .useProtocolCachePolicy,
                                    timeoutInterval: 10.0)
request.httpMethod = "GET"
request.allHTTPHeaderFields = headers

let session = URLSession.shared
let dataTask = session.dataTask(with: request as URLRequest, completionHandler: { (data, response, error) -> Void in
  if (error != nil) {
    print(error)
  } else {
    let httpResponse = response as? HTTPURLResponse
    print(httpResponse)
  }
})

dataTask.resume()
Response
{
  "accounts": [
    {
      "account_id": "acc_6Tef269B6ZArSVpYrxtjBV",
      "account_type": "depository.checking",
      "name": "Premier Checking",
      "account_mask": "3748",
      "balances": {
        "currency": "USD",
        "available": 340.12,
        "current": 445.89,
        "limit": 500,
        "balance_date": "2021-08-12T15:23:00Z"
      },
      "original_id": null,
      "closed": true,
      "owners": [
        {
          "names": [
            string
          ],
          "addresses": [
            {
              "city": string,
              "country": string,
              "postal_code": string,
              "region": string,
              "street": string,
              "primary": true
            }
          ],
          "phone_numbers": [
            {
              "number": "6175551212",
              "primary": true,
              "type": "home"
            }
          ],
          "emails": [
            {
              "address": "example@example.com",
              "primary": true
            }
          ]
        }
      ]
    }
  ],
  "link": {
    "link_id": "mk_eqkWN34UEoa2NxyALG8pcV",
    "institution_id": "chase",
    "institution_name": "Chase",
    "institution_avatar": "https://example.com/avatar.png",
    "state": "connected",
    "error_code": null,
        "link_tags": [
      "smoke_test",
      "user_type:admin"
    ],
    "webhook": "https://example.com/webhook",
    "products": {
      "accounts": {
        "refreshed_at": "2023-02-16T09:14:11",
        "last_attempted_at": "2023-02-16T09:14:11",
        "error_code": "rate_limit",
        "error_message": string,
        "unavailable": string
      },
      "account_numbers": {
        "refreshed_at": "2023-02-16T09:14:11",
        "last_attempted_at": "2023-02-16T09:14:11",
        "error_code": "rate_limit",
        "error_message": string,
        "unavailable": string
      },
      "identity": {
        "refreshed_at": "2023-02-16T09:14:11",
        "last_attempted_at": "2023-02-16T09:14:11",
        "error_code": "rate_limit",
        "error_message": string,
        "unavailable": string
      },
      "transactions": {
        "refreshed_at": "2023-02-16T09:14:11",
        "last_attempted_at": "2023-02-16T09:14:11",
        "error_code": "rate_limit",
        "error_message": string,
        "unavailable": string
      },
      "investments": {
        "refreshed_at": "2023-02-16T09:14:11",
        "last_attempted_at": "2023-02-16T09:14:11",
        "error_code": "rate_limit",
        "error_message": string,
        "unavailable": string
      },
      "enrichment": {
        "refreshed_at": "2023-02-16T09:14:11",
        "last_attempted_at": "2023-02-16T09:14:11",
        "error_code": "rate_limit",
        "error_message": string,
        "unavailable": string
      }
    },
    "available_products": [
      "account_numbers"
    ]
  }
}
{
  "error_code": "api_error.auth.expired_access_token",
  "error_message": "Access token expired",
  "documentation_url": string
}
{
  "error_code": "link_error.forbidden_action",
  "error_message": "Accounts access not permitted",
  "documentation_url": string
}
{
  "error_code": "link_error.not_found",
  "error_message": "Link not found.",
  "documentation_url": string
}
{
  "error_code": "link_error.deleted",
  "error_message": "This link was deleted at some earlier time.",
  "documentation_url": string
}
{
  "error_code": "link_error.bad_state",
  "error_message": string,
  "documentation_url": string,
  "link_error_code": string
}
{
  "error_code": "api_error.rate_limit_exceeded",
  "error_message": "Rate limit exceeded",
  "documentation_url": string
}

account_ids

: array

An optional list of account IDs to filter the results.

id

: string

required

The unique ID for this link.

example: mk_eqkWN34UEoa2NxyALG8pcV

Responses

200

Successful Response

accounts

: array

A list of accounts associated with the link.

403

Forbidden by link owner. The user did not give permission to access this data when linking.

error_code

: string

link_error.forbidden_action

default: "link_error.forbidden_action"

Allowed values:

"link_error.forbidden_action"

error_message

: string

Error message

example: Accounts access not permitted

documentation_url

: string

404

Link not found.

error_code

: string

link_error.not_found

default: "link_error.not_found"

Allowed values:

"link_error.not_found"

error_message

: string

default: "Link not found."

documentation_url

: string

410

Link deleted.

error_code

: string

link_error.deleted

default: "link_error.deleted"

Allowed values:

"link_error.deleted"

error_message

: string

default: "This link was deleted at some earlier time."

documentation_url

: string

422

Link error.

error_code

: string

link_error.bad_state

default: "link_error.bad_state"

Allowed values:

"link_error.bad_state"

error_message

: string

documentation_url

: string

429

Rate limit exceeded.

error_code

: string

api_error.rate_limit_exceeded

default: "api_error.rate_limit_exceeded"

Allowed values:

"api_error.rate_limit_exceeded"

error_message

: string

Error message

default: "Rate limit exceeded"

documentation_url

: string